The LiUNA Midwest Region is proud to offer several voluntary programs that are available to members and their families. The programs provide choices to the members to build a benefits package that meets their individual needs. The programs available are:
Home and Auto
The LiUNA Midwest Region partners exclusively with Liberty Mutual to help you save on home and auto insurance. Liberty Mutual offers personalized coverage, multi-policy discounts, 24-hour claim assistance, and much more. For more information contact Raymond Eberle.
Please reference the LiUNA Midwest Region Laborer ID # 124797.
We offer a health coverage option for our members not currently eligible for coverage through a Health and Welfare plan. Our Private Health Exchange provides self-pay health coverage options such as dental plans, prescription drug plans and more.
Medicare Supplemental Insurance
LiUNA retirees over age 65 can purchase their own Medicare supplemental insurance through United Healthcare and receive additional benefits. Call 1-877-776-1478 to speak to a United Healthcare representative.
These voluntary self-pay health/lifestyle insurance products are available to LiUNA members and their family to complement (not replace) their existing LiUNA benefit offerings. More information is available on the Ullico website and by calling 1-888-871-2140.
Accident, Illness, and Disability
Provides members the ability to ensure their paycheck/income if they are injured off-the-job or sick and unable to work. Maternity benefits are also included.
Accident Indemnity Plan
Pays cash benefits to members if they or a family member are injured on- or off-the-job and pays over and above any other insurance. Benefits include hospitalization, office visits, physical therapy, ambulance, specific sum injury benefits, accidental death and dismemberment, etc.
Critical Illness Plan
Provides a lump sum benefit of $20,000 for members and $10,000 for a spouse if a critical illness occurs. Covered illnesses are cancer, heart attack, stroke, major organ transplant, renal failure, carcinoma in situ – 25%, bypass surgery – 25%. Children are covered for free at 25% of the lump sum.
Dental and Vision
No networks – pick any dentist or eye doctor with no restrictions. There are no deductibles. Benefits stay the same each year and rates are stable so the price will not increase based on utilization and demographics.
LegalShield Life Events Legal Plan and ID Shield Plan
You can participate in one or both plans. Special discounted rates apply
Legal Plan Individual $16.95/mo; Family Plan $18.95/mo. Coverage includes preparation or update of your will, speeding ticket representation, assistance with landlord/tenant and debt collection issues, review of all personal contracts, and phone consultations. There are discounted rates for garnishments, child support, and divorce issues. Family issues are covered by Family Plan only. Family plan covers spouses or significant others, never-married dependent children up to age 26, and even college students. Individual Plan is only for a never-married or a member who has no children and includes the phone app.
ID Shield Individual $8.95/mo; Family Plan $18.95/mo. Coverage includes 24/7 emergency access to license investigators, monitoring of your personal data, restoration back to pre-theft status, and $5 million service guarantee. Includes phone app.
Visit the LegalShield website for more information.
Discount hearing plan with a 40% discount on hearing exam and savings up to 20% on hearing aids. Visit the Amplifon website for more information.
Discount prescription program for members and extended family members to save up to 15% to 70% at the local pharmacy or Sav-Rx mail order.
For more information on Amplifon, Aflac, or Sav-Rx, contact the Midwest Regional Office at 217-522-3381.